It’s time to become that expat who is great with money
REGISTRATION OPEN NOW. Join my Financial Transformation Program now to learn all about how to plan, save and invest by yourself as an expat. Broad, deep, engaging, supportive and relentlessly practical. We will give you everything you need to optimise your money now and build a big investment portfolio to support your future. Beginners welcome, in the UAE, Saudi and beyond.
“When I signed up I wasn’t sure how ‘transformative’ FTP could truly be, however I’ve come out of the program with a totally new approach to my finances. I feel empowered by what I learnt and confident to act on it I wouldn’t hesitate to recommend it.” – C, UK expat in East Africa
Learn how to plan, save and invest as an expat by yourself with confidence...
Steve Cronin: trusted by thousands of expats in the UAE, Saudi and beyond
500 expats learning about Financial Independence, now you can too!
Accelerate your progress with our programs, coaching and online courses:
Saving Made Simple
Learn how you can save and invest quickly, cheaply and flexibly, so you can get on with living a fantastic life.
Saving requires a bit of discipline, which is much easier when you know why you are saving and how much you will need. Investing sounds complicated and an entire industry wants you to think it is. But investing sensibly can be very simple, especially in the age of global index funds.
The hardest thing will be investing regularly while ignoring all the chatter from your mind and the media. Your brain wasn’t designed to deal with stock market swings, so get it out of the way and stick to the rules. We’ll show you how to do that too.
If you’re bored by personal finance books and numbed by numbers, this is the place for you.
Join Steve's Newsletter
Get Steve’s latest news, insights, warnings and practical tips from the world of expat personal finance.
We won’t share your email with third parties and will never spam you. Unsubscribe at any time.
Start Here
If you’re new to saving and investing, click the button to get started with 10 simple steps to Financial Independence.
Blog: Investing (funds, ETFs, brokers, currencies & transfers)

Interactive Brokers – local AED transfers are finally here!
At last it’s possible to fund your Interactive Brokers account in dirhams with a free and quick local transfer. You may still face some initial challenges though.
Back-pay your UK National Insurance contributions asap
Many people have been nervous of using Interactive Brokers because the company is based in the US. It has clarified estate tax and fund/ETF domicile issues on record in the past few days, so I wanted to pass the info on to you and reassure you.

Interactive Brokers – Death & Estate Tax Update
Many people have been nervous of using Interactive Brokers because the company is based in the US. It has clarified estate tax and fund/ETF domicile issues on record in the past few days, so I wanted to pass the info on to you and reassure you.
Blog: Planning (mindset, current situation, future needs)

Unplug From Work: Your Money Must Work Harder Than You Do
If you’re someone who can never switch off from your phone / work / checking your stock portfolio then you are not doing yourself any favours.
I went on holiday for a whole week and decided a FULL unplugging was required.

10 ways to stop your brain’s love of complexity from messing up your saving & investing
Our brain instinctively defaults to addition and complexity when problem-solving. Understanding how this knee-jerk reaction messes with your finances will help you increase your wealth and reduce your stress. Who doesn’t want that?

Make Your Life More Wonderful
I want to show you that you can have it both ways. You can have great riches amassed through the capitalist system (the stock market). And you can have a huge impact on your family, community and the world, by using your riches to become financially independent.
Blog: Saving (income, expenses, debt, cash)

Are you facing a fixed-rate loan disaster?
If the fixed period on your mortgage will expire in the next 1-2 years, or you are considering a new loan, act now or face a big increase!

When your bank is suddenly no longer your friend
Everything in these real-life stories of debt, uncooperative banks, job loss and pain is fully preventable. That’s why spreading basic financial literacy is so important.

Card fraud – protect yourself now
As if we don’t have enough to worry about these days, card fraud cases have been growing rapidly in the past year. Whenever I see it mentioned on a facebook group, there are 20-30 other people joining in with their own stories of fear and frustration.
Don’t let this happen to you. Here are some simple steps you can take to protect yourself.
Blog: Troubleshooting & terrible savings plans

Scams
It’s so important to think about who you are going to trust to handle your money. Many of us like to think the best of people and companies, that they have our best interests at heart. It is painful to discover both dishonesty and incompetence out there.

UAE: gratuities, allowances and what makes a good employee saving scheme
Who would benefit from this post? Share here: Share on facebook Share on linkedin Share on twitter Share on whatsapp Share on email The end

Why don’t people trust financial advisors?
Who would benefit from this post? Share here: Share on facebook Share on linkedin Share on twitter Share on whatsapp Share on email Listen to
It’s time to become that expat who is great with money
REGISTRATION OPEN NOW. Join my Financial Transformation Program now to learn all about how to plan, save and invest by yourself as an expat. Broad, deep, engaging, supportive and relentlessly practical. We will give you everything you need to optimise your money now and build a big investment portfolio to support your future. Beginners welcome, in the UAE, Saudi and beyond.
“When I signed up I wasn’t sure how ‘transformative’ FTP could truly be, however I’ve come out of the program with a totally new approach to my finances. I feel empowered by what I learnt and confident to act on it I wouldn’t hesitate to recommend it.” – C, UK expat in East Africa
