Back-pay your UK National Insurance contributions asap

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The first thing is to check your National Insurance Contributions. Click here
Then click on
[View your National Insurance record]
https://www.tax.service.gov.uk/check…/account/nirecord/pta (This link should bring you directly to your own record)
Scroll down to the green button “View payable gaps”
To top up your National Insurance payments, you can sometimes go online and start the process here
Scroll down the page until you see the green START button, click on that to follow through the process answering the questions. It should take 10 minutes to complete and will automatically populate the form.
If you cannot complete the CF83 form online you will need complete the CF83 and send it to HMRC. The form can be found here (most people who have lived and worked offshore will need to complete this and send to HMRC asap)
To complete the CF83 online you will need a Government Gateway ID & password, if you don’t have one, you can create it here
To send via DHL
To send via Aramex click here (supposedly the quickest most reliable way)
When you have sent in the form, you will need the logins to track the progress of your application which can be found at the top of the portal when you log in “Check progress” this can be seen here
Once the form is received it will pop up on the portal there with a reference number (I have had to do this both online and by post, both of which popped up here)
HMRC also have an app which can be downloaded here
For reference Class 2 is a flat rate payable by the self-employed, Class 3 are voluntary contributions paid by people who want to complete their National Insurance record (Top ups for most people).
There are various classes of National Insurance contributions. If you believe you should be contributing for a different or additional class of national insurance, (most people will be 2 or 3 generally), then click here
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Once you have sent the form in, to top up for missed contributions prior to becoming an expat and while you are an expat (which depends when you left the UK and is different for everyone) you then need to call HMRC on
+441912037010 (From abroad)
or
0300 200 3500 (in the UK)
and state the years you want to pay.
Depending on the years you want to contribute for, they will give you an 18 digit reference number and their account details.
For reference:-
Account Name: HMRC NIC Receipts
Sort Code: 083220
Account Number: 12001004
 
The 18 digit reference number is specific to the years payments/top ups you want to make.
When you have transferred the funds you will need to call to get them to apply it to your record.
 
This is very much worth doing. It is free money and most probably will not be available again. Also remember that you should be doing this for your wife/partner if they worked in the UK.
 
Between now and the 5 April 2025, you can make up contributions right back to 2006, after the 5th of April you can still top up missed years but only for the previous 6 years (2019).
 
If you have topped up your contributions and are looking to continue the direct debits for this and subsequent years, this year’s rates per week can be found here
To set up regular payments by direct debit for “your stamps” going forward click here

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