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Investing

Expat-whole-life-insurance-avoid

Avoid whole life insurance – what to do instead

Whole life insurance plans have always been controversial globally. They exist mainly to make the insurance company and their sales ‘advisor’ lots of commission. You must avoid them, escape from them and warn other people, as there is a slick marketing machine designed to part you from your money.

expat-interactive-brokers-inactivity-fees

Interactive Brokers removes inactivity fees

Interactive Brokers used to charge $10 per month. As of July those fees are gone, leading to less confusion and fewer reasons to avoid jumping in and getting started. Let’s have a look at the implications.

Vanguard-expat-stock-invest-ETF-fund

New Vanguard stock fund worth a look for expats

On 25 March, Vanguard launched a new set of all-world exchange-traded funds (ETFs) that are highly relevant for any expats or people living in developing countries. One of them could become the only stock fund you need in your portfolio.

Update on brokerage protection limits

Interactive Brokers is by far the cheapest brokerage for people living in developing countries. I use them myself (and I don’t have any further affiliation with them). They are large, well-capitalised and secure. The extra capital protects them against shocks, unlike Robinhood which had to scramble to raise money in January. But what would happen to your money if IB failed?

space-invaders-gamestop-robinhood

Should GameStop & Bitcoin change our investing?

99.99% of the financial news should not change how you invest. Read it out of interest for what’s going on in the world, but don’t let it change your investment approach. Just don’t. It’s a slippery slope that leads to shiny object syndrome, FOMO and market timing, all of which will part you from your money. Let’s have a look at a couple of newsworthy events and see if they merit a reaction.

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