Expat Saving & Investing 101
The Ultimate Personal Finance workshop, now in the UAE
As an expat, you may feel overwhelmed by the amount of research, reading and filtering of advice (maybe good, maybe bad?) needed to feel comfortable with investing. Especially if you’ve been burned in the past, the stakes feel painfully high. Yet you know part of being overseas is about making money and establishing a solid future for yourself.
If this sounds familiar then this workshop is for you – no selling, no complex equations, no reading required – starting from the basics and building up to cover all the practical details you need to save & invest confidently as an expat.
Imagine having a healthy relationship with money, being free from debt, saving a decent amount each month. Imagine knowing exactly how much to invest and what to invest it in, being proud that you are managing your money yourself, taking only a few minutes per month.
Imagine feeling financial independence coming rapidly closer and the freedom to do whatever life has in store for you. Imagine laughing when financial advisers try to rip you off with a long-term savings plan – you’ve got your finances sorted thanks.
This can be your reality
Even if you hate maths, you hate reading and you are terrible with money. There are entire industries out there telling you that investing is complicated, that you don’t have to pay off your credit card, that you’ll be working till 65 in a job you don’t love. Ignore them.
Saving is simple. Investing is simple, even when you are an expat. It may not be easy – it requires a bit of discipline. But it is simple and you can learn how to do it yourself in one weekend.
What you will learn – from WTF to ETF in 10 hours
Based on the Dead Simple Saving 10 Steps to Financial Independence, Steve will personally take you through everything you need to do, explaining the basics and showing you the most practical path to saving and investing as an expat.
By the end of the two days, you will understand:
- Mindset and planning (Part I)
- How to get in the right mindset for dealing with money
- How to plan for financial independence and early ‘retirement’
- How to really understand your current financial situation
- How to track your net worth and monthly savings rate
- How to calculate your own target net worth, years to retirement and other goals
- Saving (Part II)
- How to maximise your income and minimise your expenses
- How to manage debt effectively
- How to establish a cash buffer of appropriate size
- How to give every dirham a purpose and make your money work hard
- What stocks, bonds, indices and ETFs are (Part III)
- How to select an appropriate mix of passive stock index fund(s) and bond fund(s), based on your own personal situation
- How to deal with tax, currencies, time to retirement and market fluctuations
- How to align your real estate portfolio with stock and bond investing for retirement
- How to invest confidently as an expat, using an offshore brokerage and an exchange house (Part IV)
Not only will you understand how to do it – you will have started already, with all the numbers calculated and accounts set up, ready to make your first investment.
There are only a limited number of seats. Please only sign up if you are ready to sort out your personal finances and can attend both sessions. Anyone aged 21 or over is welcome. You will need to bring a laptop with Microsoft Excel (no prior experience necessary). You should also bring details of all your savings, investments, debt and main expenses, so you can develop your financial plan. You will only have to share as much financial information as you are comfortable with.
If you only want to invest in real estate or actively trade stocks as your main source of passive income, this course is probably not for you. It focuses on how to spend a minimum amount of time on personal finance, so you can get on with more exciting things in life.
Friday 5 April: 10am-4pm, with a break for lunch
Saturday 6 April: 10am-4pm, with a break for lunch
Price: 990 AED total, paid in advance to secure seat*
Seats available: 16
Steve Cronin has advised banks and sovereign wealth funds (who look after a nation’s billions) on investment strategy and performance for over decade. But having learned about index investing and financial independence, he’d much rather teach individuals how to optimise their finances for a great life.
As the founder of DeadSimpleSaving.com and regular contributor to The National, Steve spends his time figuring out how to make personal finance as simple and engaging as possible.
Everything he teaches, he also does himself and makes no commission on any financial services he recommends. That way you know you are getting the best, most objective information available.
Here’s some (anonymous survey) feedback from the workshop in March:
“Content was simply, straight to the point and clear. Exactly what is needed to get people comfortable with the concept of investing in Index funds.”
“I enjoyed the relaxed, non-intimidating environment. The workbook is an incredibly useful tool.”
“I liked the clarity, friendliness, energy, savvyness and creating a ‘safe’ space.”
And some feedback from people attending talks and one-on-one sessions:
“This is the most positive talk about money I’ve ever had. Refreshing to hear clear, uncomplicated guidelines when it comes to investing.” – Kieran O, Abu Dhabi
“Steve can talk about money so nicely, I feel money is starting to arrive after this talk. He gives very important information on finance, everyone should know it. I will rethink my attitude to finance and build a new platform for my future. Steve is a very inspiring person, and he managed to talk with jokes and artistic talent, so everyone enjoyed it.” – Olga S, Dubai
“It’s already putting me in control. I’ve been implementing the points you took me through, feeling very grown up!” – Kat K, Dubai
Let’s do this!
Figuring this all out yourself could take you weeks, even years of research, confusion, trial and error. Let’s get this part of your life sorted, together. Sign up today using the form below to request a seat, as numbers are very limited!
*Refund policy: Before 72 hours of first workshop, full refund less any card or ticket processing fees charged by third parties. Within 72 hours of first workshop, no refund though you may switch to a later date if one becomes available.
Note that Steve is not a regulated and certified financial advisor and will not be giving personalised financial advice. Instead he will be showing you how he invests and giving you the tools, knowledge and support to help you make investment decisions for yourself.