Expat Planning, Saving & Investing: our new A-Z interactive online course – learn everything you need to know to take control of your finances and never rely on others again.
“Every attendee that I’ve spoken to has loved Steve’s course.” – Andrew Hallam, author of Millionaire Expat
“Incredibly helpful, this is exactly what I needed.” – Julia, UAE
“The best course on investing for expats. I sincerely recommend it to everyone.” – Elena, UAE
Serious saving made simple, practical and memorable...
Change your mindset
Track your finances
Plan for financial independence
Select your investments
Transfer money overseas
...with all the useful details nobody else bothers with
500 expats learning about Financial Independence – now you can too!
DeadSimpleSaving has been featured in:
Saving Made Simple
Learn how you can save and invest quickly, cheaply and flexibly, so you can get on with living a fantastic life.
Saving requires a bit of discipline, which is much easier when you know why you are saving and how much you will need. Investing sounds complicated and an entire industry wants you to think it is. But investing sensibly can be very simple, especially in the age of global index funds.
The hardest thing will be investing regularly while ignoring all the chatter from your mind and the media. Your brain wasn’t designed to deal with stock market swings, so get it out of the way and stick to the rules. We’ll show you how to do that too.
If you’re bored by personal finance books and numbed by numbers, this is the place for you.
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Start Here
If you’re new to saving and investing, click the button to get started with 10 simple steps to Financial Independence.
Blog: Simple investing
Rescue Your Money
If a financial institution is holding onto your money for no clear reason, YOU NEED TO ACT FAST before the music stops.
Overcome the Frustrations Of Expat Investing
Investing is hard enough for people living in the US. Expats have to deal with a whole other set of challenge first.
Don’t invest alone
Countless studies have shown that two people make better financial decisions than one, by offsetting each other’s unhelpful biases. Too much risk vs not enough risk. Too much spending vs too much miserable cash hoarding. Too much trust in a financial advisor vs healthy cynicism and reading of the small print. If you have a partner, do it together.
Blog: The Basics
2. Financial Independence – when you can give up boring work for a better life?
There’s a formula for working out when you’re ready to quit. It might be sooner than you think! Especially if you’re an expat. Learn here what they don’t teach you at school…
1. No more drifting – develop intention for your money and life
Taking the time to clear your head of bad money habits and perceived inabilities, then setting some directions for your financial future, will make everything that follows easier.
Blog: Terrible savings plans (and how to avoid them)
What to do if your nest egg is locked up in a savings plan
Reader question – what to do if you find yourself trapped in a long-term savings plan.
Having invested into equity and bond funds over the last two years I can no longer put money regularly into my savings plan. I have some US$100,000 invested. What should I do?
Expert opinion: is it safe yet to get a savings plan in the UAE?
This is a great article from Thomson Reuters Regulatory Intelligence featuring us and many other voices of reason in the UAE market. It discusses some of the problems with the selling of personal savings plans here and why there is reason for cautious optimism about the future.
5 reasons why you should never invest in a long-term offshore savings plan
Financial advisors are often trying to get expats to invest in long-term savings plans. They sound good in theory but 99% of the time they are completely inappropriate. You will probably either make unimpressive gains or lose money. So just say no and tell your friends to say no too. Here’s why. Almost no financial advisor on commission is going to tell you this, which is why I have to.
Blog: Saving - debt, income & expenses
Stop your bank ruining your day (or worse)
It’s usually painfully obvious that banks are not really on your side. Here are some thoughts on how to make interaction that little bit easier.
How to avoid drowning in debt and escape forever from the debt swamp
I’m proud to serve on The Debt Panel of The National newspaper in the UAE, but it can be depressing. Almost every question is from someone who has over-loaded themselves with debt and cannot see a way out. This week’s question was a classic example of this.
Expat Planning, Saving & Investing: our new A-Z interactive online course – learn everything you need to know to take control of your finances and never rely on others again.
“Every attendee that I’ve spoken to has loved Steve’s course.” – Andrew Hallam, author of Millionaire Expat
“Incredibly helpful, this is exactly what I needed.” – Julia, UAE
“The best course on investing for expats. I sincerely recommend it to everyone.” – Elena, UAE