Join my Financial Transformation Program in May 2025
Learn everything you need to know to plan, save and invest by yourself with confidence, so you can take control of your personal finances and accelerate your time to Financial Independence.
This is my ultimate program, combining online live group learning sessions, private coaching sessions with me, accountability, community and much more. Designed for busy expats and suitable for expats anywhere. No prior knowledge required – our approach is always friendly, clear and practical.
Serious saving made simple, practical and memorable...
...with all the useful details nobody else bothers with
500 expats learning about Financial Independence – now you can too!
Saving Made Simple
Learn how you can save and invest quickly, cheaply and flexibly, so you can get on with living a fantastic life.
Saving requires a bit of discipline, which is much easier when you know why you are saving and how much you will need. Investing sounds complicated and an entire industry wants you to think it is. But investing sensibly can be very simple, especially in the age of global index funds.
The hardest thing will be investing regularly while ignoring all the chatter from your mind and the media. Your brain wasn’t designed to deal with stock market swings, so get it out of the way and stick to the rules. We’ll show you how to do that too.
If you’re bored by personal finance books and numbed by numbers, this is the place for you.
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If you’re new to saving and investing, click the button to get started with 10 simple steps to Financial Independence.
Blog: latest posts

Interactive Brokers removes inactivity fees
Interactive Brokers used to charge $10 per month. As of July those fees are gone, leading to less confusion and fewer reasons to avoid jumping in and getting started. Let’s have a look at the implications.

Unplug From Work: Your Money Must Work Harder Than You Do
If you’re someone who can never switch off from your phone / work / checking your stock portfolio then you are not doing yourself any favours.
I went on holiday for a whole week and decided a FULL unplugging was required.

How Crypto Can Make You A Better Passive Stock Investor
Last week, I bought some crypto. I’m going to skip a lot of the how to, use cases, risks & FI community reactions to focus on what’s important: the psychology.
Blog: Investing (funds, ETFs, brokers, currencies & transfers)

Rescue Your Money
If a financial institution is holding onto your money for no clear reason, YOU NEED TO ACT FAST before the music stops.

Overcome the Frustrations Of Expat Investing
Investing is hard enough for people living in the US. Expats have to deal with a whole other set of challenge first.

Dealing with Dividends
When you invest in a global stock fund, many of the companies in the fund are generating dividends for you, so the fund pays an aggregated dividend for you. Same with a bond fund, the interest payments on the bonds are generating cash for you. What to do with these?
Blog: Planning (mindset, current situation, future needs)

How to tame your monkey mind – the psychology of saving & investing
You have to train your brain to accept that yes, you will become great with money, you will stick to the path and you won’t let your monkey mind get in the way.

Don’t invest alone
Countless studies have shown that two people make better financial decisions than one, by offsetting each other’s unhelpful biases. Too much risk vs not enough risk. Too much spending vs too much miserable cash hoarding. Too much trust in a financial advisor vs healthy cynicism and reading of the small print. If you have a partner, do it together.

Moving Home
In an ideal world, you need to prepare for moving countries over a year in advance. If it comes at you unexpectedly, then do what you can. Here is a short guide to help you with this daunting task.
Blog: Saving (income, expenses, debt, cash)
Blog: Troubleshooting & terrible savings plans
Join my Financial Transformation Program in May 2025
Learn everything you need to know to plan, save and invest by yourself with confidence, so you can take control of your personal finances and accelerate your time to Financial Independence.
This is my ultimate program, combining online live group learning sessions, private coaching sessions with me, accountability, community and much more. Designed for busy expats and suitable for expats anywhere. No prior knowledge required – our approach is always friendly, clear and practical.