It’s time to become that expat who is great with money
REGISTRATION OPEN NOW. Join my Financial Transformation Program now to learn all about how to plan, save and invest by yourself as an expat. Broad, deep, engaging, supportive and relentlessly practical. We will give you everything you need to optimise your money now and build a big investment portfolio to support your future. Beginners welcome, in the UAE, Saudi and beyond.
“When I signed up I wasn’t sure how ‘transformative’ FTP could truly be, however I’ve come out of the program with a totally new approach to my finances. I feel empowered by what I learnt and confident to act on it I wouldn’t hesitate to recommend it.” – C, UK expat in East Africa
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Saving Made Simple
Learn how you can save and invest quickly, cheaply and flexibly, so you can get on with living a fantastic life.
Saving requires a bit of discipline, which is much easier when you know why you are saving and how much you will need. Investing sounds complicated and an entire industry wants you to think it is. But investing sensibly can be very simple, especially in the age of global index funds.
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Blog: Investing (funds, ETFs, brokers, currencies & transfers)

Interactive Brokers – local AED transfers are finally here!
At last it’s possible to fund your Interactive Brokers account in dirhams with a free and quick local transfer. You may still face some initial challenges though.
Back-pay your UK National Insurance contributions asap
Many people have been nervous of using Interactive Brokers because the company is based in the US. It has clarified estate tax and fund/ETF domicile issues on record in the past few days, so I wanted to pass the info on to you and reassure you.

Interactive Brokers – Death & Estate Tax Update
Many people have been nervous of using Interactive Brokers because the company is based in the US. It has clarified estate tax and fund/ETF domicile issues on record in the past few days, so I wanted to pass the info on to you and reassure you.
Blog: Planning (mindset, current situation, future needs)

Tired of Your Job?
You may be wondering if you should quit your job. Here are some common reasons:
– You’re bored
– The work is too demanding and stressful
– The work environment is toxic
– You’ve received a better offer elsewhere (but what if…)
– You want to move back home/elsewhere
– You can afford to stop work and be financially independent aka ‘retired’

Resilience: coping with the unexpected loss of people, jobs & investments
The sudden loss of a person//job/investment that’s been a constant in your life can leave you feeling untethered and vulnerable. How can you anchor yourself and those around you in advance?

Could inflation be good for you? Or hit you harder than others?
Is there any silver lining when it comes to inflation? For some people, maybe there is. Let’s have a look at who will benefit and who will get squeezed…
Blog: Saving (income, expenses, debt, cash)

Are you facing a fixed-rate loan disaster?
If the fixed period on your mortgage will expire in the next 1-2 years, or you are considering a new loan, act now or face a big increase!

When your bank is suddenly no longer your friend
Everything in these real-life stories of debt, uncooperative banks, job loss and pain is fully preventable. That’s why spreading basic financial literacy is so important.

Card fraud – protect yourself now
As if we don’t have enough to worry about these days, card fraud cases have been growing rapidly in the past year. Whenever I see it mentioned on a facebook group, there are 20-30 other people joining in with their own stories of fear and frustration.
Don’t let this happen to you. Here are some simple steps you can take to protect yourself.
Blog: Troubleshooting & terrible savings plans

Scams
It’s so important to think about who you are going to trust to handle your money. Many of us like to think the best of people and companies, that they have our best interests at heart. It is painful to discover both dishonesty and incompetence out there.

UAE: gratuities, allowances and what makes a good employee saving scheme
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Why don’t people trust financial advisors?
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It’s time to become that expat who is great with money
REGISTRATION OPEN NOW. Join my Financial Transformation Program now to learn all about how to plan, save and invest by yourself as an expat. Broad, deep, engaging, supportive and relentlessly practical. We will give you everything you need to optimise your money now and build a big investment portfolio to support your future. Beginners welcome, in the UAE, Saudi and beyond.
“When I signed up I wasn’t sure how ‘transformative’ FTP could truly be, however I’ve come out of the program with a totally new approach to my finances. I feel empowered by what I learnt and confident to act on it I wouldn’t hesitate to recommend it.” – C, UK expat in East Africa
